With the Instant Funding model, there is no evaluation phase. You receive a funded account immediately after purchase and can start trading right away. The drawdown limits are tighter, and a consistency rule applies. A 5% trailing maximum drawdown is enforced.
Funded (Instant)
Daily Drawdown: 3% (highest balance/equity)
Maximum Drawdown: 5% (trailing)
Consistency Rule: 20%
Risk Per Symbol: 2%
Payout: 80% on demand.
What is the 3% Payout Buffer?
To maintain a healthy risk buffer on Instant Funding accounts, a 3% payout buffer must remain in your account after every payout request.
This means you can only withdraw profits above your starting account balance plus the required 3% buffer.
Example
Account Size: $100,000
Starting Balance: $100,000
Required 3% Buffer: $3,000
Minimum Balance After Payout: $103,000
If your account balance is $103,100, the maximum amount you can withdraw is $100.
If your account balance is $104,500, you may withdraw up to $1,500.
How is my maximum payout calculated?
Your maximum available payout is calculated using the following formula:
Maximum Payout = Current Account Balance − (Initial Account Balance + 3% Buffer)
Example
Initial Balance: $100,000
Current Balance: $106,250
Required 3% Buffer: $3,000
Minimum Balance Required After Payout: $103,000
Maximum Available Payout: $3,250
Important Notice
A 3% payout buffer must remain on your account after every payout.
You may only withdraw profits earned above your initial account balance plus the required 3% buffer.
Your 5% trailing maximum drawdown remains active and continues to trail according to the Instant Funding rules.
The 3% payout buffer does not replace or modify the drawdown rules; it is a separate requirement for payout eligibility.